Talk to one of our expert team about how you can make your decisions more inclusive

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Talk to one of our expert team about how you can make your decisions more inclusive

Just fill in the form below and we will contact you shortly. Alternatively, call us on 0115 941 0888. 

All calls are confidential and secure.


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Creating better opportunities with the power of data

Meet the UK's 'Invisible' population

Nearly 6 million people in the UK are virtually indiscernible to the mainstream financial system because there is little or no information available on their financial track record1. Financial inclusion and the accurate assessment of affordability are issues we care passionately about at Experian. It is our mission to significantly reduce the Invisible population, and we believe introducing new and more appropriate data sources is the key.

Want to know more?

Blog and Whitepaper: Make the Invisible Visible

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Whitepaper: Risk in an Open-data World

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Blog: How Data and Analytics Can Make Lending More Inclusive

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meet the

CREDIT

INVISIBLES

If your company suffered a Data Breach would you be ready?

If your company suffered a Data Breach would you be ready?

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LiPing and Mark's story

"We thought we had been clever by avoiding credit - spend less, so you owe less, and then you have a better credit score. But we were rejected for a mortgage because there was too little financial data on my husband. Even worse - it took six months for us to find this out. We were told we needed to go to a broker, which cost us more money. It was a terrible experience, and all because we didn’t understand how the system worked."

13 million

3 million

13 million people lack any savings to fall back on should they suffer a 25% cut in income. 2

3 million consumers in the UK use high cost credit. 3

Sources: 1 Experian, 2 www.financialinclusioncommission.org.uk/fact, 3 Financial Conduct Authority

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meet the

CREDIT

INVISIBLES

Find out moreFind out more

Read LiPing and Mark's full story in the 'Making the Invisible Visible' whitepaper.

5.8 million

More than 5.8 million people in the UK are excluded from large parts of the credit market. 1

Our Credit 3D suite has everything you need to start making more inclusive decisions across your customer credit lifecycle. 

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Sandra's story

"Getting turned down for a mobile phone was awful," Sandra recalls. "It was so embarrassing to be told that, despite having always paid your bills on time, you have no credit history. I felt invisible. Then I needed to apply for a loan. I was petrified I’d get turned down for that too. As it was, I could only apply for a high interest loan. Since then, I’ve tried to strengthen my credit history by taking on the bills and taking a loan which I make sure is paid off."

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Read Sandra's full story in the 'Making the Invisible Visible' whitepaper.