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This year’s fraud report shows some interesting trends. First, the data is suggesting we are moving back towards First Party fraud dominating over Third Party fraud. Current Accounts continue to be heavily targeted, and, following the PSD2 coming into play this year – we expect this to continue to be a threat, with more and more traditional fraud occurring as we detract fraudsters away from online fraud. New hot spots of fraud are seen in the data with the East Midlands showing significant signs of growth. Younger generations are more than twice as likely to be a victim of fraud than older generations.

It will be interesting to continue to watch how fraud evolves. There has been a growth in detection this past year which is great. But, on the flip side we have seen a growth of fraud overall which isn’t so good.

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Experian Analysis of UK Fraud

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